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CONSUMER LAW

247

The Unfair Terms in Consumer Contracts

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Att. Ceyda Büyükoral

The Provision Regarding Unfair Terms in Consumer Contracts

Stipulated in the Code No. 4077 on Consumer Protection

The Code No. 4077 on Consumer Protection (“Code No. 4077”) had

been entered into force after its publication in the Official Gazette dated

8 March 1995 and numbered 22221.

The purpose of the Code No. 4077, as outlined in the Article 1, is

“to take measures aimed at protecting the health, safety and economic

interests of consumers in line with the public benefit, building consumer

awareness, indemnifying losses incurred by consumers and protecting

them against environmental hazards; to promote consumer initiatives

aimed at protecting consumer interests and to encourage volunteer

organizations for establishing consumer-related policies.”

The Code No. 4077 had been amended by Code No. 4822 for the

purpose of harmonizing Turkish legislation with the European Union

Acquis.

In this regard, a provision regarding unfair terms in contracts was

inserted into Code No. 4077.

The relevant provision states that a contractual term which has been

unilaterally included in the contract by the seller or supplier without it

being negotiated with the consumer shall be deemed as unfair if, contrary

to the requirement of good faith, it causes a significant imbalance in the

parties’ rights and obligations arising under the contract, to the detriment

of the consumer.

Pursuant to the aforesaid provision;

• Any unfair term included in a contract, which the consumer is a

party to, shall not be binding upon the consumer.

• A termshall always be deemed as not individually negotiatedwhere

it has been drafted in advance and the consumer has therefore not

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Article of November 2011