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NEWSLETTER 2011

206

It is regulated under article 451 of the TCO with the title “Guarantee”

that the agreements holding the marketer liable for nonpayment of

customers or non-performance of other obligations or partial or whole

costs made for the collection of debt will be void. However, an exception

is made for the marketer who makes transactions in his own customer

environment and who acts as an intermediary in insurance agreements.

In article 452, it is stated that the marketer is authorized to act as

an intermediary solely in transactions unless otherwise stipulated in

written agreements. However, if the marketer is authorized to conclude

transactions, his authorization is limited to regular legal transactions and

acts necessary for the fulfillment of such transactions. Unless special

permission is granted to the marketer, he is not authorized to collect from

the customers or change the payment dates.

In article 453, which regulates the “Activity Field”, it is stated that

if the marketer is authorized to act in a specific marketing field or in

a specific customer environment and no contrary agreement is made in

writing, then the employer cannot authorize any other party to act within

the same field and environment, but he may transact with third parties.

If a reason exists to amend the article of the agreement which is related

with the marketing field or the customer environment, then the employer

may amend such article unilaterally but the marketer will then have the

right to compensation and he may terminate the service agreement with

just cause.

Article 454 stipulates that the marketer must be paid a specific amount

or a fee which is composed of a commission together with such amount.

Written agreements in which whole or most of the fee is composed of

commission will be valid if such agreed commission compensates his

marketing activity properly. It is also stated in the same article that the fee

paid during the trial period may be decided freely and that the trial period

may be no longer than two months.

Article 455 explains that with regard to commissions and the marketer

who is authorized to act in a specific marketing field or in a specific

customer environment solely, the marketer may demand payment of such

decided or accustomed commissions in all transactions made by himself

or by the employer in such field or environment. If any other party is